Coverage You Need
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Property Insurance
Provides protection to your buildings and personal property from loss or damage. It is critical that you maintain proper valuations on these items. If you do not, the church could be responsible for paying a large portion of a loss. Using our risk management techniques, we can help ensure your properties are adequately covered.
Liability Insurance
Covers the church's legal liability in the event of lawsuits arising from negligence on the church's part, whether it is on the premises or in the scope of the church's operation. Coverage is also afforded for damages resulting from other offenses, such as libel, slander, and defamation of character.
Sexual Misconduct Liability
Protection against claims alleging sexual misconduct or sexual molestation arising out of activities of the organization. This included coverage for clergy, Sunday school teachers, volunteers, etc., or anyone that comes in contact with children. With our risk management expertise, we can help you reduce the risk of sexual abuse in your church.
Pastoral Professional Liability
Protection for members of the clergy for damages resulting from acts, errors or omissions arising out of the performance of professional services including pastoral counseling services. Examples of this include bereavement counseling and marriage counseling.
Directors & Officers Liability
Provides liability coverage for acts, errors or omissions by clergy and laypersons who are officers, directors, trustees, wardens, deacons, elders or members of the vestry. Includes expenses incurred in defending lawsuits arising from alleged wrongful acts of officers or directors.
Non-Owned & Hired Auto Liability
Coverage for the policyholder against liability incurred while driving an automobile not owned or hired by the policyholder or resulting from the use of someone else's automobile on the insured's behalf, such as an employee using a personal car for the employer's business purposes. This coverage is automatically included in personal and most commercial automobile policies.
Theft, Disappearance, & Destruction of Money
Offers coverage to the church in the event of a robbery, whether on the church's premises or off the premises.
Employee Dishonesty (Theft)
Protecting the church if an employee or volunteer absconds with the church's money or personal property.
Owned Auto Liability
Transportation is one of the greatest risks that organizations face. In the event the church owns a car, van or bus, this coverage will protect the church for bodily injury and property damage arising from automobile-related negligence.
Worker's Compensation
Protection which provides benefits to employees for any injury or contracted disease arising out of and in the course of employment. All states have laws which require such protection for workers and prescribe the length and amount of such benefits provided.